Auto Insurance
WTPhelan's personal insurance division provides auto insurance quotes based upon an accurate evaluation of your driving needs and budget. Unlike car insurance companies that provide quotes after "getting to know you" over the web, we prefer to conduct a
Condominium Insurance
WTPhelan can help you better understand how your condominium insurance works and what is and isn't covered. For example, an individual unit owner's policy is written to cover an owner-occupied condominium unit and provides coverage for personal
Umbrella Insurance
Personal umbrella liability insurance is designed to protect you and your family against a catastrophic lawsuit or judgment. It provides expanded coverage and augments the amount of your primary liability protection beyond the basic coverage
Home Insurance
Home insurance is the cornerstone of every homeowner's total financial plan. While each home insurance policy is different, most are designed to cover damage to your home and personal property. As one of the largest independent insurance agencies
Renters Insurance
Your landlord's homeowner's or building insurance policy offers you no protection for your belongings or personal liability issues. According to recent estimates, nearly two-thirds of the 81 million people who rent homes are uninsured for their contents
Valuable Articles Insurance
Many people mistakenly believe that their home insurance fully protects their treasured possessions such as fine art, antiques, silverware, and jewelry. However, homeowner policies have limitations on coverage for certain classes of valuable items
Specialty Coverages
Possibly the most important thing to know about earthquake insurance is this: A basic home insurance policy does not cover earthquake damage. Even if you don't live in an area where earthquakes are common, it's possible you might need earthquake insurance
Antique & Collector Cars
At WTPhelan, we understand and share your passion for the cars you collect, restore and drive. We understand that beyond an investment, a collector car is a highly personal possession that embodies your many dreams brought to life. From our experience, we
What is a Flood? Flood insurance covers direct physical loss caused by 'flood.' In simple terms, a flood is an excess of water on land that is normally dry. The official definition used by the National Flood Insurance Program is:
Boats & Yachts
When you have spent a lot of time and effort finding just the right watercraft, you need to make sure your investment is protected by choosing the right insurance. Like any major investment, boats and yachts need the right insurance coverage.
