Term Life Insurance
Term Life Insurance is generally the most affordable type of life insurance and delivers a pure death benefit (a fixed level benefit) for a specified number of years (term). This can be ideal for covering temporary needs like paying off a mortgage or
Disability Insurance
In the event of a disability that results in the loss of income, WTPhelan can help ensure you are covered. Disability Insurance, along with an emergency fund, helps minimize the impact a disability would have on you and your family. It provides you with
Universal Life Insuance
Universal Life Insurance is designed for those with more sophisticated financial and insurance needs. The flexibility it provides can help you meet a wide array of insurance objectives from the most basic to the most complex. A universal life insurance
Long Term Care
The average life expectancy for American males is 75, while the average for an American woman is now 84 years. Over half of these individuals will require varying degrees of long-term care. At an average cost of nearly $73,000 per year, this expense could
