Disability Insurance

In the event of a disability that results in the loss of income, WTPhelan can help ensure you are covered.  Disability Insurance, along with an emergency fund, helps minimize the impact a disability would have on you and your family.  It provides you with important financial benefits at a time when your income is reduced or completely eliminated.  While most people think, “this will never happen to me,” statistics show that nearly one- third of all Americans between the ages of 35 and 65 will suffer a disability that lasts at least 90 days. In addition, a full 50% of foreclosures and 17% of bankruptcies are due to disability.  Many Americans spend more than they earn and more do not have enough savings to meet short-term emergencies.  The need for disability insurance is crucial.

Contact Dave Ramsey (david.ramsey@wtphelan.com) today at (617) 876-0876 ext. 23 or visit our Cambridge branch location, to request a personalized assessment of your Disability Insurance needs.