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While the core insurance coverages are similar, technology companies have a unique set of insurance risks. In this fast-paced industry, you need a team of insurance professionals who remain informed of the latest innovations. We have the depth, resources, and experience to keep you protected in this ever-evolving industry.
Whether you’re a software, hardware, medical device, consulting or service organization, we can tailor an insurance program to meet your specific business needs.
Many of our clients call us with an initial business idea and a new lease; in these situations we work from the ground up, building a start-up insurance program to meet the initial launch needs of the new company. Other technology clients call looking to find advice on errors and omissions coverage because they have a contractual need requiring financial injury protection.
Regardless of your company’s stage of development, you need an insurance company that understands your business and is agile enough to respond to your changing needs. We will listen and design the program that best suits your position. Our programs may include the following:
- Property:
- Provides insurance coverage for your business's physical building property and its contents, including inventory, office equipment, furniture and computers. This coverage also includes business interruption insurance in the event you could not conduct business as usual.
- Technology errors and omissions liability:
- Protects against damages that the insured must pay because of economic loss resulting from its products or work and caused by an error, omission or negligent act.
- Network and information security liability:
- Protects against risks associated with the failure to protect electronic data containing others' private or confidential information.
- Communications and media liability:
- Protects against damages resulting from unauthorized use of someone else's copyrighted or trademarked intellectual property. Additionally, we can provide coverage for unauthorized use of any advertising material and exposures resulting from plagiarism.
- Liability:
- Covers claims against your business for bodily injury or property damage resulting from allegations of negligence. This coverage would typically include defense expense as well.
- Workers Compensation:
- Provides coverage for your ‘on the job’ injured employee’s medical, income, death and rehabilitation benefits
- Business Auto:
- Provides liability coverage for automobiles owned by your company. Liability covers damage to other vehicles or property and injury to others for accidents for which you are at-fault. Physical Damage (Collision and Comprehensive) covers repair of vehicles you own.
- Directors and Officers:
- Provides coverage for defense of lawsuits brought against board members for their management decisions. These programs can also include additional coverages such as employment practice liability, fiduciary liability and crime.
Please contact us so we can learn more about your business and discuss your commercial Insurance needs.
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