Term Life Insurance

Term Life Insurance is generally the most affordable type of life insurance policy and delivers a pure death benefit (a fixed level benefit) for a specified number of years (term.)  This can be ideal for covering temporary needs like paying off a mortgage or other debts in the event of an untimely death.  Our Term Life Insurance plans are among the most competitive available offering 10,15, 20 and 30-year guaranteed level premiums. The companies we represent not only are among the industry’s most financially stable but also offer an array of policies that provide us the ability to offer great insurance rates.

We can even offer competitive term life insurance policies to people with pre-existing health conditions and people who have used tobacco. By leveraging technology and an awareness of market trends, we produce creative solutions to fit your needs and your budget. Our goal and focus is to serve you in a professional, informative and friendly manner. We are committed to the principles of Term Life Insurance and the options and benefits it offers you.

Contact Dave Ramsey (david.ramsey@wtphelan.com) today at (617) 876-0876 ext. 23 or visit our Cambridge branch location, to request a personalized assessment of your Life Insurance needs.