All homeowner insurance policies place limits on the amount of coverage provided for certain classes of valuable property; specifically, jewelry, silverware, furs, firearms, and coin or stamp collections. Other types of property like fine arts, antiques, memorabilia, and other collectibles are not always covered for their true market value. The best way to make sure you are properly covered is to talk to us about scheduling these items separately. Coverage can usually be provided on an itemized or ‘blanket’ basis. Special features like “agreed value” and inflation protection are offered under some plans.