Having all of your insurance policies with one agent helps prevent any gaps in your insurance coverage. Your agent can review all of your needs and offer a personalized protection plan to cover your exposure. Insuring your home and auto with the same insurance company can also prevent gaps, for example, personal property lost in an automobile accident. Having multiple insurance policies with the same company can also offer you additional premium savings. Combining your home insurance and auto insurance coverage can save you up to an additional 20%.