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Why do I need to consider purchasing Life Insurance?

Most people buy life insurance to replace income that would be lost at the death of a wage earner.  Proceeds from a life insurance policy also can help ensure your dependents are not burdened with significant debt when you die.  The money could mean your dependents won't have to sell assets to pay outstanding bills or taxes.  An important advantage of life insurance is that the proceeds pass income tax free to beneficiaries.

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