Valuable Articles Insurance

Many people mistakenly believe that their home insurance fully protects their treasured possessions such as fine art, antiques, silverware, and jewelry.  However, homeowner insurance policies have limitations on coverage for certain classes of valuable items and you may need additional coverage. To protect your valuables, these items can be scheduled onto your home insurance, condominium insurance or renters insurance policies. A recent appraisal of the item may be required to show description and current value. This coverage is worldwide and is not subject to a deductible. The homeowner's insurance policy may provide coverage for some of these classes of valuables, but each may have a limit per class, and would be subject to the same perils as your personal property and your insurance policy deductible.


We understand the importance of protecting your most treasured possessions. Our personal insurance specialists carefully consider your potential risks and design comprehensive insurance coverage programs. We provide you with a level of financial protection and personalized service. Let us design a plan to secure your collections by employing the following strategies: 

  • Blanket insurance coverage for pairs, sets and collections of smaller items
  • Itemized insurance coverage that individually describes and insures each item
  • Worldwide insurance coverage
  • Protection for breakage of fragile items
  • Newly-acquired items insurance coverage
  • Agreed Value Insurance coverage
  • “Cash Out” loss settlement provisions


Should you need assistance insuring jewelry, fine arts, furs, musical instruments or any type of unique collection, please contact one of our personal insurance branch locations in Belmont, Cambridge, Lexington or Watertown for a quote today!

 

 

 

Arlington

645R Mass Ave.
Arlington, MA 02476
  • Tel:781.641.7200
  • Fax:781.646.2410

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Belmont

63 Trapelo Road
Belmont, MA 02478
  • Tel:617.484.4600
  • Fax:617.484.1344

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Cambridge

1812 Mass Ave.
Cambridge, MA 02140
  • Tel:617.876.0876
  • Fax:617.876.1301

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Lexington

74 Bedford Street, Suite 1A
Lexington, MA 02420
  • Tel:781.861.0200
  • Fax:781.861.3840

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Watertown

146 Main Street
Watertown, MA 02471
  • Tel:617.923.9607
  • Fax:617.923.0977

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